Data Sheet

Validate™ Enhanced with OneClick Municipality Data

About Validate™

Validate™ is your automated solution for real-time estimate review and quality assurance, designed to streamline property insurance claims. We empower carriers and adjusters to expedite settlements while upholding the highest standards of claim integrity. By auditing estimates instantly, Validate™ assists with compliance, reduces common errors, and significantly improves accuracy.

Seamless Integration

Validate integrates directly with OneClick Code, injecting hyper-local building code intelligence right into your estimate review workflow. This powerful partnership allows us to use data provided by OneClick Code to verify if specific line items, like Ice & Water Shield or drip edge, are mandated by local building codes.

How it Works

  • Trigger: When an estimate includes a specific line item, such as Ice & Water Shield, Validate triggers a workflow to check the code requirement.
  • API Call: Validate™ calls the OneClick API, retrieving jurisdiction-specific data in JSON format.
  • Action and Review: Based on the OneClick response, Validate determines whether the item is required or should be flagged for adjuster review.

This process helps carriers avoid overpayment and reduces the need for time-consuming post adjustment supplements.

Validate Features:

Automated quality assurance

Flag estimate inconsistencies and errors.

Customizable audit rules

Tailored to internal policies or industry standards.

Real-time feedback

Allows estimates to be corrected before settlement.

Unified experience

Connects with Claims Workspace™ or other CMS.

Straight-Through Processing

Enables automated approvals for compliant estimates, reducing manual workload.

Sample Use Cases

  • If an estimate includes ice and water shield, Validate uses OneClick data to confirm it is required at that property’s specific location.
  • If OneClick data indicates drip edge is not required, Validate will flag its inclusion in the estimate for review.

Why utilize Validate + OneClick?

Compliance: Assist with code compliance.

Expertise: Eliminate guesswork by allowing OneClick to be the expert in local codes.

Efficiency: Reduce manual review time and the burden of post-loss adjustments.

Accuracy: Pay what is owed and avoid time-consuming supplements.

Scalability: Validate rule engine can expand easily as OneClick adds more data points.

Getting Started

Validate clients can activate this integration with OneClick Code by contacting their Cotality sales representative.

Interested in learning more about Cotality Validate?

Ready to improve your claims cycle accuracy and efficiency? Validate™ features are designed to fit your unique needs, so let’s connect to discuss how we can help you improve your claims process.

Contact Cotality

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