Cotality Weather Verify™
Ground your claims decisions in forensic, property-specific weather data.
Effective weather verification requires property-specific accuracy, not broad regional approximations. Cotality Weather Verify™ integrates meteorologist-reviewed, property-level weather data directly into your core claims platform.
By embedding weather intelligence at every step of the workflow, from first notice of loss (FNOL) to final settlement, your team can automate triage, standardize adjusting decisions, and build defensible files that protect your bottom line.
Triage claims accurately at FNOL
Eliminate the manual research phase that delays the start of a claim. By automatically cross-referencing incoming claims against verified storm activity, you can reduce cycle times right from the first notice of loss.
Validate the date of loss instantly
Trigger automated business rules using property-specific weather data, confirming storm activity before a field inspection is ever scheduled.
Deploy the right resources
Separate legitimate catastrophe volume from complex or mismatched claims early, ensuring expensive field teams are only sent where physical inspections are truly needed.
Accelerate time-to-action
Give your adjusters verified weather history inside the claim file from minute one, so they can begin their evaluation immediately.
Align payouts with verified storm severity
Base your financial decisions on localized meteorological facts, not regional approximations. Correlating physical damage to actual storm intensity helps ensure fair, accurate payouts that protect you and the policyholder.
Spot pre-existing damage
Search historical weather archives to determine if the observed damage aligns with a severe weather event outside the active policy period.
Match damage to storm intensity
Evaluate the actual exposure at the insured’s specific address to accurately match physical damage to the storm's true severity.
Minimize claims leakage
Flag date-of-loss discrepancies early in the lifecycle to prevent overpayment on unrelated or prior unfiled losses.
Validate every file with peril-specific reporting
Equip your claims organization to close files efficiently using standardized, peril-specific reports that hold up to scrutiny from contractors, policyholders, and in legal disputes.
Hail Verification Reports
Differentiate active damage from pre-existing conditions. Use our historical database to verify the actual size of hail that fell on a specific property on the reported date of loss.
STRIKEnet® Lightning Reports
Verify unseen electrical damage. Rely on a proprietary network with over 99% accuracy to confirm if cloud-to-ground lightning actually struck at or near the insured address.
Wind Verification Reports
Correlate exterior damage to verified wind events. Pinpoint exact wind speeds at the parcel level to separate legitimate wind damage from aging materials or wear and tear.
Protect your loss ratios and claims performance
By replacing manual research and subjective debates with automated, property-level data, you can measure the impact directly across your core operational metrics