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Cotality Weather Verify™

Ground your claims decisions in forensic, property-specific weather data.

Effective weather verification requires property-specific accuracy, not broad regional approximations. Cotality Weather Verify™ integrates meteorologist-reviewed, property-level weather data directly into your core claims platform.

By embedding weather intelligence at every step of the workflow, from first notice of loss (FNOL) to final settlement, your team can automate triage, standardize adjusting decisions, and build defensible files that protect your bottom line.

Verify storm activity in minutes, not hours.

Instantly validate the date of loss: Trigger automated business rules using property-specific weather data, confirming storm activity before a field inspection is ever scheduled.

Deploy the right resources: Separate legitimate catastrophe volume from complex or mismatched claims early, so your field teams are only sent where physical inspections are truly needed.

Accelerate time to action: Give your adjusters verified weather history inside the claim file from the first moments, so they can begin their evaluation immediately.

Validate every file with peril-specific reporting

Hail Verification Reports

Differentiate active damage from pre-existing conditions. Use our historical database to verify the approximate size of hail that fell on a specific property on the reported date of loss.

STRIKEnet® Lightning Reports

Verify unseen or reported electrical damage. Rely on a proprietary network with over 99% accuracy to confirm if cloud-to-ground lightning actually struck at or near the insured address.

Wind Verification Reports

Correlate exterior damage to verified wind events. Determine wind speeds at the parcel level to separate legitimate wind damage from aging materials or wear and tear.

Protect your loss ratios and claims performance

By replacing manual research and subjective debates with automated, property-level data, you can measure the impact directly across your core operational metrics

Reduce LAE

Spend less on unnecessary field deployments. By identifying claims with no matching storm severity at intake, you can resolve files over the phone or route them to inside desk teams, cutting down on adjusters' travel and inspection time.

Prevent indemnity leakage

Stop paying for wear and tear, aging materials, or pre-existing damage. Having instant access to storm dates and precise peril severity ensures that payouts are strictly aligned with active policy periods.

Shorten cycle times

Objective, meteorologist-reviewed data provides credibility to help with negotiations with adjusters, contractors, and policyholders. Faster agreements mean claims close quickly, lowering loss-of-use costs and improving policyholder retention.

See the gap in your own claims data.

Interested in learning how Cotality Weather Verify™ can close the gap? Schedule a demo to explore how it uses forensic weather intelligence to reduce LAE and control indemnity costs in your workflow.