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See roof risk before the storm

Bring property-level roof intelligence into hurricane season planning, underwriting, and response.

Strengthen underwriting before the storm

When a hurricane approaches, understanding which properties may be more vulnerable shouldn't start with a claim or inspection.

Roof Condition Insights™ gives you a clearer view of roof condition before an event, combining aerial imagery and property intelligence to surface signs of existing wear, deterioration, and other characteristics that may influence roof performance.

With greater visibility into roof-level risk across the portfolio, you can make more informed underwriting decisions, prioritize properties that warrant closer attention, and establish a stronger pre-storm baseline for evaluating damage after an event.

Turn roof intelligence into action

Risk you can put a price on

Go beyond a generic condition score with estimated roof reconstruction cost and depreciated value (ACV). Translate physical roof condition into financial context that can support more informed underwriting and pricing decisions.

Insights you can explain

Key Driver and Reason Code outputs reveal the factors behind each assessment, giving underwriters and agents greater context for the risk they see and the decisions they make.

Inspections where they matter

Tiered risk levels help identify properties that warrant additional review, allowing carriers to focus inspection resources where they can add the most value.

See more than a roof condition score.

Build a more compelete view of roof risk with provider-agnostic imagery, pre-storm condition baselines, and financial risk quantification.

✓ Decreases avoidable CAT loss costs

✓ Accurately identifies pre-existing roof degradation

✓ Integrates seamlessly with your current systems

✓ Reduces dependence on costly manual inspections

✓ Enhances pricing precision and portfolio oversight

Strengthen your portfolio resilience.

Interested in learning how Cotality's Roof Condition Insights can help minimize your blind spots?

Contact Us