Did you know that Non-weather-related water damage is one of the most overlooked and disruptive perils in property insurance?
Unlike catastrophic events like hurricanes or wildfires, non-weather water damage is often preventable or at least can be mitigated. But without visibility into where the risk lies—or what drives it—carriers are left with uncertainty that stifles underwriting, segmentation, and growth.
Our Water Resiliency Score takes the guesswork out of underwriting non-weather- related water risk, providing property level visibility across both personal and commercial lines. By evaluating each property’s individualized risk on a 0–100 scale— where lower scores mean greater resiliency—we give insurers a more actionable, data- driven way to assess risk for this common but complex peril.
Key Features
Frequency and severity insights
Understand not just if a non-weather water event may occur, but how often and how severe it could be.
Categorized risk impacts
See what’s driving the score across key characteristic areas:
- Structural
- Property
- Regional
- Water Quality
Comparative benchmarks
County and state-level score averages provide meaningful risk assessment for underwriting decisions.
A Clearer Picture – Property by Property
We go beyond census block data and deliver property-level insight, so you can see risk where it truly exists. When you understand risk at the property level, you make sharper decisions—and build stronger portfolios:
Key Benefits
Precision at Scale:
Go beyond census-level estimates to pinpoint property-level risk
Better Segmentation:
Support more refined underwriting, targeting, and growth strategies
Reduced Loss Volatility:
Proactively manage a highly preventable, high-frequency peril
Transparent Underwriting:
Clearly communicate risk drivers to customers and internal stakeholders
Actionable Insights:
Prioritize risk mitigation efforts with clarity on what influences each score
How can we help you?
Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
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