Canadian CrimeRisk™
Predict Risk at the Policy Address Level
For property insurers, accuratelyquantifying the property risk ofcrime hasbeen hindered bytwo prevailing impediments: accurately quantifying of crime has been by two incomplete and inaccurate crime counts atthe city level and the lack ofcomprehensivegovernment crime data.at the of comprehensive government
Since Canadianlaw enforcement agencies don’t typicallygeocode the specific locations ofreported crimes, it’sdifficulttoSince Canadian law typically geocode of reported it’s difficult to ascertain the locations and neighborhoodswhere most crimes occur. Plus, government sources ofcrime data canbesporadicascertain neighborhoods where of crime can be sporadic asdata is onlyavailable forcities and towns thathave a municipal police force.
Key Benefits: CrimeRisk helps identify granular risk on an easy-to-understand to 100 scale, filling gaps in residential and commercial losses.
Avoid higher frequency business
Reduced UW Expenses
Better tier placement
Adjust deductibles
Optimize eligibility lines
Reduce inspection costs
Automate underwriting decisions
Unlock Valuable Insights
About the CrimeRisk Science
CrimeRisk™ methodology links sophisticated and current crime-related data—collected from 18,000 U.S. law enforcement agencies—to the geographic jurisdiction where the agency has law enforcement responsibility. More than 120 proprietary computer models then statistically predict the number and rates for every major type of property and violent crime for nearly a quarter of a million U.S. neighborhoods. This dense net of crime data is then inputted to risk models, resulting in a national database of block-level crime risk data
Why Cotality?
Available for portfolio consumption and through RiskMeter® from Cotality, CrimeRisk offers:
High resolution crime analytics available to census block (10-meter resolution crime data for the entire U.S.)
100% seamless U.S. coverage
Data validated on more than 8,000 U.S. cities
Normalized data with predictive accuracy up to 98%
Data for ten major crime categories (total crime, total property crime, total violent crime, murder, rape, robbery, aggravated assault, burglary, larceny-theft,
and motor vehicle theft
No redlining
For more information, please call 866-774-3282 or email us at hazardrisk@cotality.com
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